Do not assume so. Review the actual funds, commitments and financing treatment.
Separate funding categories
Identify personally secured or unsecured borrowing, enterprise-secured debt, professional charges and planned spending. A large combined budget does not establish the qualifying amount. Hypothetical example: a laser-engraving shop buyer has a purchase figure but has not separated equipment spending from advisory and household costs.
Separate the cash price, operating capital, escrowed funds, legal and filing expenses, taxes, moving expenses and a household reserve. Purchase records settle the business cost, while invoices identify what never entered the enterprise. The proportionality question uses the cost of the business, not every dollar the family expects to spend after moving.
Buyers get into trouble when they treat professional fees as at-risk capital or leave no liquidity for ordinary operations. Review the payment schedule before funds are wired so you can identify which expenditures create business value and which merely support the application process. Make the go-or-no-go decision after this separation, because an attractive purchase price can conceal an operating-capital shortfall.