Provide the purchase agreement, amendments, escrow instructions, financing and evidence of payments already made.
Show current terms rather than an early draft
Mark unresolved conditions and distinguish expected transfers from completed ones. The review should use the arrangement the parties actually intend to perform. Hypothetical example: a mobile bicycle-fitting studio owner has bank transfers but no signed explanation for a family gift used in the purchase.
Build a numbered source-and-path schedule with the originating account, transfer date, recipient and supporting document for every material amount. Gift letters, tax records, loan terms and escrow instructions each answer different questions, so avoid a single unexplained summary sheet. Compare ownership documents with passports and governance records to confirm enterprise nationality and investor control.
Problems commonly arise from gaps between a bank statement and the transaction it supposedly funded, or from debt secured by enterprise assets being counted as the investor’s contribution. Resolve those gaps before the application is assembled, and separate private fees from money committed to operations. Use a reconciliation sheet that a third party can follow without explanation, then correct missing links before relying on a rounded total.