Not usually, and pressure to hurry deserves scrutiny. The steps worth taking first cost nothing, and a gift once made cannot be reversed.
Do the free work first, then decide with advice
There is a sequence that costs nothing and improves the decision regardless of outcome. Read the official material and save it with the date. Write down the household's own facts and objectives.
Identify which established routes might apply on those facts, since households considering a large payment frequently turn out to have an employment, transfer or investment route that nobody has examined. Then obtain an assessment covering both the alternatives and the questions the published material leaves open. Only after that should a payment be contemplated.
Urgency introduced by a third party is information about the third party and belongs in the correspondence file rather than in the timetable. If the household's own deadline cannot be met by any route on its published process, the honest answer is to move the deadline.